Mutual funds are here for those investor who like to take a backseat and let professional manage their money. Mutual funds are operated by money managers, who invest the fund's capital and attempt to produce capital gains and income for the fund's investors. A mutual fund's portfolio is structured and maintained to match the investment objectives stated in its prospectus. One of the main advantages of mutual funds is that they give small investors access to professionally managed, diversified portfolios of equities, bonds and other securities, which would be quite difficult (if not impossible) to create with a small amount of capital. Each shareholder participates proportionally in the gain or loss of the fund. Mutual fund units, or shares, are issued and can typically be purchased or redeemed as needed at the fund's current net asset value (NAV) per share, which is sometimes expressed as NAVPS.
Patria Finance offers several hundreds of funds from the world's leading investment companies such as Aberdeen, Allianz, CSOB Asset Manegement, Fidelity, Franklin Templeton, JP Morgan, and NN Investment Partners (ex-ING IM). Fund performance and unit value are published daily, so you can always check your investment's value on your account in the Webtarder business application.
Mutual funds are best suited for investors seeking higher returns than on their savings account at a lower risk.
ETF (Exchange-traded funds) are innovative financial instruments, allowing the purchase of a whole stock index with a one trade.
Patria Finance offers you investments in indices (DAX, Dow Jones, government bonds, etc.), industries (utilities, mining, finance, etc.) as well as in geographical areas (Asia, Europe, emerging markets.)
With a standard buy/sell order on foreign stock markets, you can easily and quickly diversify your portfolio, or move funds among individual states or even regions. As ETF track already existing and publicly available indices, the development of the price is transparent and, to a certain degree, predictable. ETF can serve as a tool for speculations, as well as for hedging portfolios. More risk-prone investors can make use of leveraged ETF, or short (reverse) ETF allowing to bet on falling prices.